Policy Acquisition

The life settlements policy acquisition strategy is to identify and “cherry-pick” insurance policies. Typically, these are issued by highly rated Insurance companies, which display certain risk and target return economics. Furthermore, we use collective processes and risk management tools to minimize policy-related risks, while protecting the inherent value of life settlements as a non-correlated investment.

We believe that as a boutique manager we are more accountable to our investors. As owners of our business, we focus on greater engagement in the investment process. We have more skin in the game and are interested in the value of capital preservation and take a more conservative approach to our portfolio construction. However, we can be more flexible and nimbler, giving our investors greater freedom in investment or structure.

With support for our investors' objectives, we create diversified pools of life settlement arrangements that can significantly reduce risk profiles. These well structured pools of complimentary investments can smooth out statistical anomalies . Hence, this allows for a more predictable outcome of risks and opportunities.

Our portfolio construction overlay process is more rigorous rather than simply buying any available portfolio or any group of individual policies that meet generic buying criteria. The strong policy acquisition process allows us to manage risks in the long term and creating value-driven opportunities.

This also gives us the foundations to create a bespoke solution for investors looking to enter the life settlements asset class.

Portfolio construction in the life settlements asset class proves that it’s the little details that affect the overall performance.

Investors choosing to enter the market, through an already existing pool of polices, should consider our GIS General Fund.