Want to invest in the life settlements market? Consider our life settlements pooled fund, GIS General Fund. The investment philosophy is to buy and hold a well-diversified portfolio of physical US life insurance policies.
Investors choosing to enter the market through an already existing pool of polices, such as GIS General Fund, can be assured that our funds are established in highly regulated and compliance-orientated environments.
We work closely with the regulators to ensure comfort with our processes, people and risk mitigation strategies. Additionally, we also aim to provide investors with additional security by employing only quality service providers.
GIS General Fund
Since its launch in February 2012, the GIS General Fund had constructed a diversified life insurance portfolio. The strength and safety of the process are based on a wealth of experience developed over time.
In our portfolio of life settlements each insured life goes through an underwriting process. It is based on the insured’s unique health condition and the pricing characteristics of the policy. Having an in-depth knowledge of analysing this information and recognising risk and opportunity, on a per-policy and portfolio basis, is key to our investment strategy. Additionally, we perform complex projections and ‘what-if’ tests. The resulting value metrics form the backbone of measuring progress and strategy execution.
The GIS General Fund dynamics are different from those of a closed fund. As an open-end fund, it requires constant monitoring of policy values, premium impact, timing of policy acquisition, and so much more dynamic responsibilities.
As a result of our operational management and extensive due diligence procedures,
- We have never allowed a policy to lapse.
- We have never failed to collect a policy benefit that has become payable.
- Lastly, we have never lost a policy due to legal action.
Our investors have varying investment objectives and risk appetites. As such, the existing life settlements pooled fund may not entirely satisfy all investors. With this in mind, our bespoke fund management solutions are designed to guide you through the risks and enhance the opportunities available in the asset class. If a client is considering a different risk profile to our existing funds, we can modify our policy acquisition criteria accordingly.
